Wednesday, February 15, 2012

How to Receive SSDI Benefits while Working

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 Many Social Security Disability Insurance (SSDI) beneficiaries think that once they get back to work, their disability benefits are put on hold. However, contrary to this belief, SSDI beneficiaries may still receive their benefits even if they start going back to the workforce.

There are various ways a disability beneficiary can go back to work gradually. The following are the options that the Social Security Administration (SSA) offers to SSDI beneficiaries who want to go back to work:

1. Trial work – With this option, the disabled person may test his or her ability to work for at least nine months. Beneficiaries need not to worry about their benefits because they would still receive their full payment even though they are working again.

2. Extended period of eligibility – Upon completing the trial work period, the SSDI beneficiary may still continue to work for the next 36 months. The worker may still receive disability payments from SSA as long as his or her monthly earnings do not exceed to more than $1,010 or $1,690 (for blind workers) per month.

3. Reinstatement – In case that the employee’s substantial gainful activity (SGA) per month exceeds the SSA’s limit, he or she has five years to request again for payments. Simply put, when an employee suffers again from his or her previous disability and finds it difficult to work, he or she has five years to ask for disability benefits. When this happens, the employee need not to apply again.

In order for disabled employees to know more about the contexts involved in SSDI, they may seek legal help from a disability attorney. By doing this, they may learn the proper steps they need to consider and adhere to so as to avoid any inconvenience. Furthermore, they may not lose their chance to maximize their potentials to work again and to receive deserved disability benefits.


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